Find Out If You're Eligible for the ERC
Your business may be able to recover up to $26,000 per employee through the Employee Retention Credit (ERC) program.
Start your ERC application online to find out if you’re eligible and to receive your complimentary estimate.
65,000+
$10 Billion+
Up to 50%
You're in Good Hands When You Use Our ERC Filing Service
Get the comprehensive support of 1st Capital Financial’s ERC specialists and independent team of CPAs with no upfront cost or agreement to sign, and pay only when you receive your refund.
Easy ERC Claim Processing
Higher ERC Refund Recovery
Best-In-Class ERC Service
Specialized ERC Experience
IRS Compliance and Support
Access to ERC Bridge Financing
FILING YOUR ERC CLAIM WITH 1ST CAPITAL FINANCIAL IS EASY
Our 3-Step ERC Filing Process
Start Your ERC Application
Complete your application online to determine your eligibility, get your complimentary estimate, and fast-track processing of your refund.
Review and Sign Documentation
We'll collect documentation and our CPAs will provide a summary report, final calculations, and some forms for you to review and sign.
Receive Your ERC Refund
Our CPAs file your amended employer tax returns and supporting documentation, and oversee all communications with the IRS.
ERC Clients' Reviews and Claims
See What Our ERC Clients Are Saying
1st Capital was an immense help when it came to filing for our ERC credit. Before working with 1st Capital, I didn't even know where to begin! They provided me with a simple list of requirements and helped me understand the process with ease! I worked with Client Success Executive, Rania Kolta. She couldn't have been more helpful or patient with me as she worked to ensure we had everything we needed in order to file. I would absolutely recommend 1st Capital's ERC services who is still looking for guidance in the process.
The experience was second to none considering the complications of these type of filings. Highly recommend them.
The ERC experience which started with Liza was easy, quick and resulted in a substantial refund from the ERC program which will help our small company with much needed capital.
I am a client of 1st Capital for several years. My company utilized them to acquire a few loans, they helped me with PPP and we just applied for the ERC as well. Their process is always easy. They are approachable and very helpful.
I am a client of 1st Capital for several years. My company utilized them to acquire a few loans, they helped me with PPP and we just applied for the ERC as well. Their process is always easy. They are approachable and very helpful.
I got introduced to 1st Capital Financial back in 2020. They helped me with PPP loans for my stores. They were very fast and efficient when we were desperate for help. They recently submitted my applications for ERC as well and I already got notification I am receiving my refund soon. I am happy to have great financial advisors on my team.
Best service good people Fast response very patient God bless you guys And thank you for your help
Great company. Rania makes the process as convenient as possible, especially during these hard times. Financing is always stressful and this company made it very simple. Keep up the good work!
Very professional and trustworthy, I would definitely recommend for all your financial needs.
Recently Recovered ERC Claims
ERC Filing Service FAQs
Frequently Asked Questions, Answered
Businesses can claim up to $26,000 per employee for the Employee Retention Credit (ERC) broken down as follows:
- For 2020, you can claim up to fifty percent (50%) of qualified wages and health plan expenses for a maximum credit of $5,000 per employee for the year.
- For 2021, you can claim up to seventy percent (70%) of qualified wages and health plan expenses for a maximum credit amount of $7,000.00 per employee per quarter and $21,000 for the year.
1st Capital Financial charges a 15% contingency fee once your checks are received from the U.S. Treasury. There is no upfront cost.
Other major ERC processors charge up to 30% with additional upfront costs (e.g., Consultation Fees or Assessment Fees).
No, there is not. 1st Capital Financial’s clients only pay a 15% contingency fee, with no additional costs, and are never asked to sign an agreement before their ERC assessment is received. Our assistance and due diligence are free of charge.
We encourage businesses to reconsider their ERC processor if they are asked to pay additional fees for a consultation or assessment or are expected to sign an agreement before their ERC assessment is received.
As soon as you’ve completed your ERC Application and submitted your documentation, our CPAs will get to work on your business’s ERC assessment. This process typically takes 5 to 10 business days. Assuming you decide to move forward, your amended employer tax returns (i.e., Form 941-Xs) and supporting documentation are filed with the IRS.
The IRS currently stipulates a minimum turnaround of 20 weeks or approximately five months. However, it can take up to 10 months or longer, depending on the complexity of the claim and the IRS’s backlog.
If you want to access your ERC funds immediately, 1st Capital Financial offers ERC Bridge Financing (ERC Bridge Loans and ERC Claim Buyouts).
If your business was negatively impacted by the COVID-19 pandemic, but your CPA believes you’re ineligible — we still encourage you to apply.
It is not uncommon for CPAs, accounting agencies, or even Chief Financial Officers (CFOs) to get it wrong. The Employee Retention Credit (ERC) is a complex program and the IRS has released a number of warnings.
1st Capital Financial does submit claims for businesses that’re ineligible. We take the time necessary to conduct our due diligence, present our assessment, and let our clients decide whether or not to proceed.
Ready to Get Started?
