Find Out If You're Eligible for the ERC​​

Your business may be able to recover up to $26,000 per employee through the Employee Retention Credit (ERC) program.

Start your ERC application online to find out if you’re eligible and to receive your complimentary estimate.

No Upfront Cost or Agreement to Sign, and Pay Only When You Receive Your Refund ¹

Schedule an ERC Consultation

If you prefer to speak with one of our specialists, schedule a consultation using the following link:

ERC Consultation Form (Calendly)

It takes less than eight minutes to get started.

65,000+

ERC Claims Filed 2

$10 Billion+

ERC Refunds Recovered

Up to 50%

Lower Contingency Fee 3

You're in Good Hands When You Use Our ERC Filing Service

Get the comprehensive support of 1st Capital Financial’s ERC specialists and independent team of CPAs with no upfront cost or agreement to sign, and pay only when you receive your refund.

Easy ERC Claim Processing

Our processing team and CPAs spare you time and frustration, and make claiming the ERC an easy and rewarding experience.

Higher ERC Refund Recovery

We leverage our extensive knowledge of the tax legislature to ensure we recover every dollar possible for our clients.

Best-In-Class ERC Service

We prioritize our quality of service above all else, which has supported over a 90% retention rate with our clients in recent years.

Specialized ERC Experience

Unlike other tax advisors or “ERC mills,” we 've specialized in employer relief programs since the start of the COVID-19 pandemic.

IRS Compliance and Support

Our clients’ ERC claims are accurate, well-documented, and backed by our CPAs who will assist with any requests from the IRS.

Access to ERC Bridge Financing

Clients that use our ERC Filing Service can also advance up to 85% of their refund with our ERC Bridge Financing solutions.

FILING YOUR ERC CLAIM WITH 1ST CAPITAL FINANCIAL IS EASY

Our 3-Step ERC Filing Process

Start Your ERC Application

Complete your application online to determine your eligibility, get your complimentary estimate, and fast-track processing of your refund.

Review and Sign Documentation

We'll collect documentation and our CPAs will provide a summary report, final calculations, and some forms for you to review and sign.

Receive Your ERC Refund

Our CPAs file your amended employer tax returns and supporting documentation, and oversee all communications with the IRS.

ERC Clients' Reviews and Claims

See What Our ERC Clients Are Saying

Recently Recovered ERC Claims

Clients' ERC Claims
St. Augustine, FL
Convenience Store
Tax Credit Recovered
$113,882.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Chino, CA
Pharm. Manufacturing
Tax Credit Recovered
$909,768.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Mobile, AL
IT Services Company
Tax Credit Recovered
$446,488.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
San Diego, CA
Restaurant Chain
Tax Credit Recovered
$1,559,853.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Loma Linda, CA
Home Construction
Tax Credit Recovered
$1,707,446.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Burbank, CA
Assisted Living Services
Tax Credit Recovered
$1,958,947.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Goleta, CA
Auto Parts Supplier
Tax Credit Recovered
$2,539,144.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Costa Mesa, CA
Trucking Company
Tax Credit Recovered
$2,331,424.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Compton, CA
Pest Control Company
Tax Credit Recovered
$556,453.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Ford St. Metairie, LA
Towing Company
Tax Credit Recovered
$928,618.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Rancho Cucamonga, CA
Specialty Contractor
Tax Credit Recovered
$1,050,791.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Los Angeles, CA
Landscaping Supplier
Tax Credit Recovered
$1,102,151.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Victorville, CA
Full-Service Restaurant
Tax Credit Recovered
$338,295.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
San Bernardino, CA
Telecom Business
Tax Credit Recovered
$163,699.00
Qualifying Event(s)
Full or Partial Suspension
Supply Chain Disruption
Clients' ERC Claims
Burbank, CA
IT Services Company
Tax Credit Recovered
$120,042.00
Qualifying Event(s)
Reduction of Revenue
Full or Partial Suspension

ERC Filing Service FAQs

Frequently Asked Questions, Answered

Businesses can claim up to $26,000 per employee for the Employee Retention Credit (ERC) broken down as follows:

  • For 2020, you can claim up to fifty percent (50%) of qualified wages and health plan expenses for a maximum credit of $5,000 per employee for the year.
  • For 2021, you can claim up to seventy percent (70%) of qualified wages and health plan expenses for a maximum credit amount of $7,000.00 per employee per quarter and $21,000 for the year.

1st Capital Financial charges a 15% contingency fee once your checks are received from the U.S. Treasury. There is no upfront cost.

Other major ERC processors charge up to 30% with additional upfront costs (e.g., Consultation Fees or Assessment Fees).

No, there is not. 1st Capital Financial’s clients only pay a 15% contingency fee, with no additional costs, and are never asked to sign an agreement before their ERC assessment is received. Our assistance and due diligence are free of charge.

We encourage businesses to reconsider their ERC processor if they are asked to pay additional fees for a consultation or assessment or are expected to sign an agreement before their ERC assessment is received.

As soon as you’ve completed your ERC Application and submitted your documentation, our CPAs will get to work on your business’s ERC assessment. This process typically takes 5 to 10 business days. Assuming you decide to move forward, your amended employer tax returns (i.e., Form 941-Xs) and supporting documentation are filed with the IRS.

The IRS currently stipulates a minimum turnaround of 20 weeks or approximately five months. However, it can take up to 10 months or longer, depending on the complexity of the claim and the IRS’s backlog.

If you want to access your ERC funds immediately, 1st Capital Financial offers ERC Bridge Financing (ERC Bridge Loans and ERC Claim Buyouts).

If your business was negatively impacted by the COVID-19 pandemic, but your CPA believes you’re ineligible — we still encourage you to apply.

It is not uncommon for CPAs, accounting agencies, or even Chief Financial Officers (CFOs) to get it wrong. The Employee Retention Credit (ERC) is a complex program and the IRS has released a number of warnings.

1st Capital Financial does submit claims for businesses that’re ineligible. We take the time necessary to conduct our due diligence, present our assessment, and let our clients decide whether or not to proceed.

1
There is no upfront cost or agreement to sign, and 1st Capital Financial’s clients pay a 15% contingency fee only when the U.S. Treasury issues their refund. 1st Capital Financial’s fee for its ERC Filing Service is explained in writing and is subject to clients’ approval after their ERC assessment is received and before their ERC claim is filed with the IRS.
2
1st Capital Financial and its affiliates have filed over 65,000 claims and recovered over $10 billion for the ERC program.
3
1st Capital Financial charges a 15% contingency fee, whereas other major ERC processors charge up to 30% with additional upfront costs (e.g., Consultation Fees or Assessment Fees).

Ready to Get Started?

There's no upfront cost or agreement to sign, and pay only when you receive your refund. Schedule an ERC consultation to get started.
© 2023 1st Capital Financial, Inc.
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